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Guides and updates on Medicare, Covered California and staying covered — written by a licensed agent.

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  • Red Medicare key on a computer keyboardMedicare

    Medicare Part D Donut Hole Explained

    The Part D coverage gap is gone. Here's how the new $2,100 out-of-pocket cap works in 2026 — and why comparing plans still matters.

  • Medicare word cloud with costs, choices and premiumMedicare

    Medicare Retirement – Mistakes

    Retirement brings big coverage decisions. Avoid these common Medicare mistakes that lead to penalties, gaps and higher costs.

  • Caregivers helping a senior walk with a walker at homeMedicare

    Medicare Benefits You Can Use From Home

    Stay safe and comfortable. Here are the Medicare benefits you can use from home — from telehealth and home health care to mail-order prescriptions.

  • Open Enrollment note on a planner next to a penMedicare

    Medicare Enrollment Periods

    A plain-English guide to every Medicare enrollment period — when it happens, what you can change and how to avoid late-enrollment penalties.

  • Form 1095-A Health Insurance Marketplace Statement with a penHealth Insurance

    Health Insurance Marketplace

    What the Health Insurance Marketplace is, how Covered California metal tiers and subsidies work in 2026, and when you can enroll.

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