Changes Coming to Medicare Part D in 2023

Medicare Part D Plans in 2023

Changes Coming to Medicare Part D Plans in 2023 The Inflation Reduction Act of 2022 was signed by President Biden on August 16th, which includes a broad package tax and climate change provisions as well. The law has several components to lower prescription drug costs for those with Medicare or reduce spending by federal government […]

How to Choose the Best Medicare Advantage Plan

Best Medicare Advantage Plan

How to Choose the Best Medicare Advantage Plan If you’re like many people, you may feel overwhelmed when trying to choose the best Medicare Advantage plan. With so many different options available, it can be difficult to know where to start. But don’t worry! Choosing the right plan doesn’t have to be complicated. Here are […]

Manage Your Health Insurance Cost

health insurance cost

Manage Your Health Insurance Cost We all know that in the U.S., it is practically essential to have a health insurance plan in order to get adequate healthcare when necessary. However, just because you have access to a health insurance plan doesn’t mean that you’re getting the best deal, or the cheapest plan. With rising […]

Select The Right Health Insurance Plan


SELECT THE RIGHT INSURANCE PLAN find out if the plan you are considering covers your preferred doctor, clinic, pharmacy, and hospital. If not, it may not be the right plan for you. Also, check to see if your current health insurance will cover you when you travel. Some plans do not have out-of-state or international […]

Understanding Medicare Advantage Plans

Understanding Medicare Advantage Plans

Understanding Medicare Advantage Plans It’s important for you to know that Medicare doesn’t allow any Medicare Advantage plan to call itself the “best Medicare Advantage plan.” That’s because there are different networks, benefits, costs, and lists of covered medications. What is best for you is likely different than what is best for your neighbor. If […]

Medicare Telehealth Benefit

Medicare Telehealth Benefit

Medicare Telehealth Benefit When Leaving The House is Not Your Best Option Medicare has temporarily expanded its coverage of telehealth services to respond to COVID-19. Telehealth is the delivery of health-related services and information via telecommunications technologies, including telephones, smartphones and personal computers, for virtual consultations. Telehealth lets you talk to a board-certified physician from […]

What Medicare Part A or Part B do I need if I am Working?

Medicare Part A

Do I Still Need Medicare Part A or Part B if I am Working? The answer to this will depend on your circumstance. If you have worked a minimum of 40 quarters (10 years) under Medicare-covered jobs and compensated for Medicare taxes during that period, you become qualified for premium-free Medicare Part A and will […]

Long Term Care Insurance

health insurance long term

Long-Term Care Insurance At some point in our lives, about 60 percent of us will need assistance with things like getting dressed, driving to appointments, or making meals. Planning is critical, but many people are not sure what is covered by insurance, and people are often misinformed about what is covered by Medicare. Things You Should […]

Social Security Disability Insurance

Prepayments, coinsurance

Social Security Disability Insurance We’re only a few months away from the end of 2021! There will be some changes to your Medicare premiums and Social Security benefits as a result of the Affordable Care Act. We’d want to have a look at the 2022 CMS upgrades that were just published. COLA (cost-of-living adjustment) Annual […]

Medicare Part B Giveback Plans

Medicare Part B Giveback Plans

Who Qualifies for Medicare Part B Giveback Programs? There are ways to minimize your Medicare Part B payments and save money on your Medicare bills as the premiums rise to $170.10 in 2022. One option is a Medicare Part B giveback plan, which can help you achieve your goal. Giveback plans are Medigap insurance policies […]